Built by Agents, for Agents.

After being abruptly released from captive contracts with a large national insurance carrier, we took a hard look at the aggregator landscape. What we found was more of the same: restricted carrier access, no direct appointments, limited profitability bonuses, high production minimums, heavy commission splits, excessive fees, and long, aggregator‑friendly contracts.

We chose to build what others wouldn’t — an agent‑first network designed to maximize control, compensation, and long‑term value. Compare us to any aggregator or network. You won’t find a more competitive platform.

Intentionally Small. Strategically Advantageous.

We are not a large network — and that’s by design.

With 16 agents across the Midwest, our size gives every agent:

• Exclusive access to carriers

• Faster support and responsiveness

• No waiting in line for appointments

• Better‑managed loss ratios

• Access to profitability bonuses that larger networks often dilute

Our agents benefit from a curated, high‑performance environment where quality isn’t compromised by volume.

Regional Focus. Stronger Relationships. Better Results.

We focus on building deep, long‑term relationships with regional carriers. In our experience, regional carriers are:

• More flexible

• More competitive

• More service‑oriented

Our collective volume with these carriers gives us greater influence on appointments and one‑off scenarios — advantages that directly benefit our agents and their clients.

The Sphere Advantage means you stay independent, stay profitable, and stay in control — while gaining the partnerships and leverage to grow faster than ever.